Use our calculator to determine what your payments will be on your new home mortgage or refinance. Simply put in the loan parameters pertaining to the full loan amount, the term or lengh in years and the annual interest rate. Reasons that you might want to refinance your existing loan may be to lower your existing interest rate to reduce your monthly payments, reduce the term or lenght of your loan or to provide a means of consolidating your debt.
February 12th, 2010 by admin in Uncategorized | No CommentsHow much of a down payment do I need?
It used to be that you had to put down as much as 20% down on your home but this is no longer the case. Just like making payments on a new car, when putting down less then 20% you will be required to purchase home owners insurance so that the bank can protect their investment. Remember the higher your down payment the less your monthly payments are going to be. Remember the general rule is that the total of your monthly payments should not exceed 40% of your income.
February 11th, 2010 by admin in Uncategorized | No CommentsLured into cloak-and-dagger investment pitches
If you don’t fully understand what they’re selling, you probably shouldn’t be buying.
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July 3rd, 2008 by admin in Uncategorized | No CommentsAdjusting to a softer real estate market
A big reason that Fiona Saulness has saved as much as she has for retirement is real estate.
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July 3rd, 2008 by admin in Uncategorized | No CommentsHow safe is your ATM?
When hackers infiltrated Citibank ATMs at 7-Eleven stores, they revived the fear of everyone looking to get out a few bucks for a Slurpee - is using this machine safe?
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July 2nd, 2008 by admin in Uncategorized | No CommentsNew ways to save on drugs
We’ve reached a dubious health milestone: More than half of insured Americans are now taking at least one “maintenance” drug for a chronic condition, according to a recent health industry report.
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July 2nd, 2008 by admin in Uncategorized | No Comments3 sure ways to lift retirement income
Forget Wall Street. The real power is in your hands to make these risk-free choices that could add thousands of dollars to your bottom line.
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July 1st, 2008 by admin in Uncategorized | No CommentsWhat if we threw out all the illegal immigrants?
Overnight, some industries would become desperate for workers. The biggest beneficiaries would be low-skilled American workers. The big losers might surprise you.
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July 1st, 2008 by admin in Uncategorized | No CommentsPutting a price on money management
If you don’t have the time or the skills necessary to manage your portfolio, it might be worth hiring a professional financial adviser.
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July 1st, 2008 by admin in Uncategorized | No CommentsThe best way to take a pension
If you’re one of the lucky 30 million American workers still covered by a traditional defined-benefit pension plan, you’ll likely be faced with a crucial and irrevocable decision when you retire: should you take your pension in the form of a guaranteed monthly check for life or should you grab all of your pension money up front and manage the funds yourself? The vast majority of retirees choose the lump sum - 90% of them, according to the Society of Actuaries. Before you join them, consider the risks.
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July 1st, 2008 by admin in Uncategorized | No Comments